Resources
Tools and reading you can use before you enroll.
Five public calculators, five editorial guides, a plain-English glossary. Everything client-side — no data leaves the page. The deeper work lives inside your Study Desk.
Calculators
Five public calculators.
Cost + margin → price. Revenue and costs → margin. Fixed cost + price → break-even. Categories → startup budget. Principal + rate + term → monthly payment. Every one client-side. No data sent.
Calculator
Pricing calculator
Cost + target margin → recommended price.
Open →Calculator
Profit & margin calculator
Revenue and costs → gross, net and margins.
Open →Calculator
Break-even calculator
How many sales cover your fixed cost.
Open →Calculator
Startup-cost estimator
Six categories → a defensible startup budget.
Open →Calculator
Loan-repayment estimator
Principal + rate + term → monthly payment (illustrative).
Open →Guides
Five editorial guides.
Short, honest, opinionated. Each points at Study Desk work rather than pretending to replace it.
Money · Foundation
How to price your first offer without guessing
A three-question path from cost to a defensible starting price you can raise later.
Read →Foundation · Money
What records to keep in your first year
The minimum viable record-keeping system that a bank, a partner, or your future self will actually thank you for.
Read →Customers · Sales
Where service-business customers come from
Measure honestly and you'll find your two channels. Guess and you'll pay for five that don't work.
Read →Foundation · Legal
When to formalize the business
Sooner than you think — but not for the reasons people usually say. The right timing question isn't "am I ready?" but "what does formalisation unlock?"
Read →Money · Growth
How to prepare for a funding conversation
The pack a bank, a cooperative, or an investor actually opens — and the three questions the funder will ask that most owners can't answer in the room.
Read →Money · Operations
How to stop losing money on custom quotes
A four-line quote template that stops each job being priced from scratch — and starts pricing being a rule, not a mood.
Read →People · Growth
The first hire that pays for itself
The right first role isn't the one that helps most — it's the one that pays for itself fastest with the smallest supervision cost.
Read →Leadership · Growth
When to stop being the person doing the work
Owners who scale successfully make one specific transition earlier than they feel ready for. Here's the signal to watch for, and the two-step way through it.
Read →Customers · Growth
How to keep a customer after the first job
One-off customers cost more to acquire than they earn. Repeat customers change the shape of the business. The gap is smaller than most owners think.
Read →Operations · Money
The one-page monthly review
The habit that separates businesses that grow from businesses that just stay busy. Ninety minutes, one page, six lines. That's it.
Read →Glossary
Plain-English business vocabulary.
Twenty-seven terms you'll hear inside the Study Desk — from margin and break-even to unit economics and pipeline. Conceptual, not jurisdiction-specific.
Downloads
Two checklists — coming with the nurture slice.
Business readiness + funding readiness, one page each. Distributed with consent-per-channel email capture rather than fabricated now — see MID §23.
Checklist · Coming
Business readiness checklist
A short pre-launch checklist for new businesses. Ships as a gated download with the nurture slice — consent-per-channel enforced.
Coming Slice 10Checklist · Coming
Funding-readiness checklist
A one-page checklist for pre-loan and pre-investor conversations. Ships gated with Slice 10.
Coming Slice 10The calculators are the start. The systems live inside your Study Desk.
Forty-eight hours in the Study Desk — pricing rule, monthly close, cash forecast, funding pack — with mentor review.